Port Saint Lucie Port St Lucy Saint Lucie
West St Lucy West West Port Saint Lucie Florida Real Estate Homes for Sale Florida PGA Village Lake Charles Tesoro The
Vineyards Cascades Heatherwood Country Club Estates Magnolia Lakes Gated Community
Golf Community Tennis Community New Construction Adult Community 55+ Second
Home Corporate Relocation Employee Relocate Retirement Investment Investor PreConstruction Pre Construction Pre-Construction For Sale By Owner FizzBo FSBO 1st First time home buyer Vacant Land Vacant Lots
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| Should You Buy or Rent you home? |
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Saint Lucie West Communities: Lake
Charles | PGA
| The Vineyards | Heatherwood
| Magnolia Lakes | Lake
Forest | Lake Forest Point
| The Club | The
Belmont | Kings Isle 55+ Community
| Cascades 55+ Community
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Searching for Answers... to buy or to rent?
Wondering if you should purchase a home or continue renting?
There are many benefits of home ownership you may not be aware
of. The best decision on your pocket book may be to buy and not
rent.
Everyone wants AFFORDABLE MONTHLY PAYMENTS
Monthly mortgage payments can be less expensive than your monthly
rent. There are so many terrific loan programs available now there
could find a program that brings your payments equal to or slightly
above what you pay in rent now!
HOME OWNERSHIP BENEFIT: Tax savings
***** What
kind of saving you ask MORE >>
Owning a home can save you hundreds (even thousands) of dollars
in taxes each year-money you can reinvest into your home to build
equity, earmark for savings, or spend however you choose.
HOMEOWNERSHIP: Budgeting Made Easy
Owning your own home can mean a monthly living expense you can
count on. A fixed rate means your mortgage payment stays the same,
unlike the yearly increase in rent. Making monthly (even yearly)
budgeting that much easier.
HOME OWNERSHIP: Give Me the Control!
With home ownership you inherent the excitement of having the
freedom to make decisions about how you live. Take out a wall,
put up the trees you like, choose what type of pets you will allow
in your house! Almost anything goes!
HOMEOWNERSHIP: Homestead Tax Exemption
As a homeowner of a primary residence in the state
of Florida you can file for homestead exemption and save $25,000
a year on your assesed value (taxable value) of your home AND
lock that amount not to increase more than 3% per year! Click
here for more information on this benefit >>
THE FIRST
STEP? Plan Plan Plan
So your ready to start planning, where do you start?
YOUR BUDGET
Do you know how much you CAN spend? How much you WANT to pay a
month in a mortgage payment? A good rule of thumb is 25 to 33
percent of your gross monthly income. But the best way to find
out the answers to these very important questions is to get
PRE-APPROVED by a local lender in the area you are purchasing.
That way you will know exactly how much home you can afford.
ASK YOUR MORTGAGE EXPERT:
- How much you should have for a down payment and your options
for making that payment.
- To explain interest rates and points
- Loan Terms and does a 15-20-30 or even a 45 year mortgage
loan fit your needs
Once you have the answers to the above questions, then YOU can
make a decision if homeownership is right for you!
SECOND STEP? SHOP SHOP SHOP
Call Melissa Conrad your Port
St Lucie and Port St Lucie
West Specialist.
772-240-2589 Caring Professional Knowledgeable Service
As a full-time agent, I’m committed to helping you through the
entire process and beyond. Professional, knowledgeable and attentive
service to you are my top priorities.
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COPYRIGHT ©
2003-2006 Melissa Conrad, Florida REALTOR. All Rights Reserved!
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